I don't know if this applies to our community only, but I just found out that there is a minimum $300 administrative fee for non-standard changes. We were surprised (shocked) and a bit upset about this, so our SR apologized that she did not know this (being fairly new with RH) and thus wasn't able to give us the benefit of that knowledge upfront. She said that she thought she had properly set the expectation that there would be some sort of charge for these requests. Yes, some sort of charge, but for actual costs (materials and labor), and not $300 for putting R-13 insulation (yes that's what they will use for soundproofing) in one wall between master and bonus rooms. So we ended up declining the soundproofing ($300) and the basement to attic conduit ($750). I hope we won't regret our decision.
Right after our non-standard request to move the basement exit to the right side of the house (pic below), I changed my mind and wanted the exit to be on the left side of the house behind the driveway. So I emailed our SR and explained to her how it's more practical to have the basement exit behind the driveway, and that hopefully it's not too late to make the changes. The good thing is, moving the exit to the side has already been approved ($300). And we can specify the exact location where we want it. Yay! This is great because moving the exit to the side means that there would be an extra rear window (where the standard exit would be), so it becomes more acceptable to pay $300.
|Original side exit request|
|New side exit request similar to this - behind the driveway but on the left side of the house (reversed)|
NVR (lack of) Update
Since our loan application on January 26th, I have not spoken with my Loan Officer, even when I have emailed her more than 3 times already. I did have some questions that I emailed her but she hadn't replied to those questions yet (still waiting for her to email back). Loan Processor contacted me on Feb 14th to check whether we have any other accounts (retirement, savings, etc) that we would like to add in our loan application before it goes to underwriting. It would be nice to have a bigger downpayment, but unfortunately that's it lol :)
Any comments about NVR? I have been comparing the GFE from NVR with the settlement statement from our current home and I am seeing charges that seem redundant in the NVR closing costs estimate so I am not happy about that :(